San Diego Insurance Broker, San Diego Insurance Agent, San Diego Business Insurance, Homeowners Insurance, SD Life Insurance, Light Insurance

"We strive to meet all your insurance needs with superior coverage and superior service."

Choosing a San Diego insurance agent can be a big decision. Choosing the correct insurance coverage’s can be an even bigger decision. A typical family’s insurance premiums are their 2nd or 3rd largest expense in their household. We know this and take this very seriously. At Light Insurance, we will make every effort to answer all your San Diego insurance questions. We are insurance professionals that will make sure every individual client is properly insured. Whether you need coverage for your business or are buying your first home, you can trust we will get you the proper coverage’s quick and accurately.

Light Insurance Agency is owned and operated by Dion Light, who graduated with a bachelor of arts in History from California Polytechnic State University San Luis Obispo.  Playing baseball through college at both the University of San Diego and Cal Poly SLO gave Dion a great sense of team comradery along with a competitive fire.  Dion’s first job out of college was running a house painting business.  He broke the sales record in Southern California his first year and became a general manager. 

Light Insurance writes homeowners and auto insurance through Farmers Insurance.  If you would like to visit our Farmers site, please click the following link -- San Diego Farmer's Insurance -- Dion Light

San Diego Home Insurance: Today’s construction costs are much different than they were five years ago and are constantly changing.

Condo Insurance: Your HOA policy will rebuild your condo without any finish work which includes cabinets, flooring, paint, baseboards etc.

Renters Insurance: Get all your personal property covered in the event of a loss.

San Diego Auto Insurance: California minimum liability limits for auto insurance have not been updated since the 1950’s and remain at 15/30/5.

Umbrella Coverage: This coverage will give you anywhere from $1,000,000 up to what ever you need, extra liability coverage on top of your home and autos.

San Diego Business Insurance

Commercial Insurance: We know how important your business is to you. We will take the time to give you an extremely fair and comprehensive insurance proposal.

Commercial Property: Provides coverage for your building or any upgrades you may have made to that building along with its contents.

Commercial Liability: Provides coverage, including defense costs arising from any liability issue your business may incur.

Workers Compensation: Provides coverage for your business which meets California’s requirements for workers compensation.

Commercial Auto: Provides coverage for any of your commercial auto needs. Coverage’s can vary greatly depending on what your business needs.

Umbrella and Excess Liability: This coverage sits on top of your commercial liability policy.

San Diego Life Insurance: You can pay for car insurance your entire life and never use it once. Life insurance is the one insurance that is guaranteed to pay out. This can be the most important insurance policy you will ever have your entire life. We offer numerous types of life insurance and will cater each package to your families needs